This product introduction page is shared by Salmah Ismail , a Financial Advisory Manager representing Financial Alliance Pte Ltd. Learn More

Singlife Digital Saver II

Save for your future, anytime, anywhere, with Singlife Digital Saver II – a digital endowment plan designed to help you grow your wealth with ease and certainty.

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Key Features & Benefits

Guaranteed Returns

Enjoy a guaranteed yield of 2.6% per annum¹ on your investment upon policy maturity at the end of three years, ensuring your money works hard for you.

Capital Protection

With Singlife Digital Saver II, your capital is 100% guaranteed from the start of the 3rd policy year, giving you peace of mind that your investment is safe.

Hassle-Free Solution

Singe premium payment with a minimum of $20,000 via convenient online application. Use cash (via PayNow, FAST or interbank fund transfer) or SRS² funds.

Short Horizon

Receive 108% of your single premium as a Guaranteed Maturity Benefit after three years - ideal for those looking to boost their savings in the short run.

Included Protection

In the unfortunate event of the Life Assured’s death, the policy pays out 105% of the single premium, providing financial security for your loved ones.

Guaranteed Issuance

Purchase of Singlife Digital Saver II does not require you to undergo any medical check-up. Enjoy greater peace of mind with guaranteed issuance.

1. The guaranteed yield of 2.6% p.a. upon maturity is based on the Life Assured surviving until the end of the policy term with no surrender or claims made during the entire policy term.

2. Supplementary Retirement Scheme (SRS) is a voluntary scheme aimed at incentivising Singapore income tax residents to save and invest for their retirement. Learn More.

Ready to Secure Your Future?

Start growing your wealth today with Singlife Digital Saver II. Watch your savings grow with guaranteed returns.

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Client Acknowledgement

This insurance plan is underwritten by Singlife. All insurance applications are subject to Singlife’s underwriting and acceptance.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should read the product summary and seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseQuality
Financial Adviser Representative

Salmah Ismail

Financial Advisory Manager

About Salmah Ismail

Financial & Certified Islamic Wealth Adviser | Certified Wakaf Practitioner | Trusted Partner in Your Financial Journey

With over two decades of experience walking alongside clients through the ups and downs of life, I specialise in Islamic wealth advisory, with a strong focus on values-based financial planning, legacy structuring, and wakaf solutions.

What sets me apart is not just what I do — but how I do it. I believe in staying present for my clients whether they’re:

- growing their wealth,

- navigating health claims, or

- facing life’s crossroads.

My practice is rooted in sincerity, clarity, and barakah — because success is not just about the bottom line, but the impact we leave behind.

From helping a young woman weigh between full-time postgraduate studies and career acceleration, to holding space for families navigating grief and inheritance, to migrating clients' financial portfolio from conventional to Islamic portfolio — I bring both technical expertise and emotional insight to the table.

I am a proud mother of three independent daughters and a lifelong learner. Most recently, I completed a course in Islamic Business Management jointly offered by IIIT and IIUM. Over the years, I’ve come to define success as living with integrity, doing things right with kindness, and empowering others to do the same.

Let’s walk this journey together — building wealth with purpose, leaving legacies with meaning, and striving for barakah that endures beyond this life.