This product introduction page is shared by Koo Sin Ho, Koos, a Senior Consultant representing Financial Alliance Pte Ltd. Learn More

Singlife Digital Saver II

Save for your future, anytime, anywhere, with Singlife Digital Saver II – a digital endowment plan designed to help you grow your wealth with ease and certainty.

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Key Features & Benefits

Guaranteed Returns

Enjoy a guaranteed yield of 2.6% per annum¹ on your investment upon policy maturity at the end of three years, ensuring your money works hard for you.

Capital Protection

With Singlife Digital Saver II, your capital is 100% guaranteed from the start of the 3rd policy year, giving you peace of mind that your investment is safe.

Hassle-Free Solution

Singe premium payment with a minimum of $20,000 via convenient online application. Use cash (via PayNow, FAST or interbank fund transfer) or SRS² funds.

Short Horizon

Receive 108% of your single premium as a Guaranteed Maturity Benefit after three years - ideal for those looking to boost their savings in the short run.

Included Protection

In the unfortunate event of the Life Assured’s death, the policy pays out 105% of the single premium, providing financial security for your loved ones.

Guaranteed Issuance

Purchase of Singlife Digital Saver II does not require you to undergo any medical check-up. Enjoy greater peace of mind with guaranteed issuance.

1. The guaranteed yield of 2.6% p.a. upon maturity is based on the Life Assured surviving until the end of the policy term with no surrender or claims made during the entire policy term.

2. Supplementary Retirement Scheme (SRS) is a voluntary scheme aimed at incentivising Singapore income tax residents to save and invest for their retirement. Learn More.

Ready to Secure Your Future?

Start growing your wealth today with Singlife Digital Saver II. Watch your savings grow with guaranteed returns.

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Client Acknowledgement

This insurance plan is underwritten by Singlife. All insurance applications are subject to Singlife’s underwriting and acceptance.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should read the product summary and seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseQuality
Financial Adviser Representative

Koo Sin Ho, Koos

Senior Consultant

About Koo Sin Ho, Koos

As a Senior Consultant with over 16 years of experience, I’ve had the privilege of walking alongside more than 100 families and guiding hundreds of individuals toward financial clarity and long-term security. Whether you’re planning for your children’s education, preparing for retirement, or managing generational wealth, I offer objective, relevant, and competitive solutions tailored to your unique life goals.

Because life is short, how you use it—and the purpose behind your financial choices—ultimately determines its value. My approach is grounded in trust, transparency, and a deep understanding of family dynamics and human behavior. I take pride in simplifying complex financial concepts into clear, actionable strategies — helping you make informed decisions with confidence and clarity.

I view active financial planning as a way to help you make authentic choices that protect your family and unlock your fullest potential. It’s about finding peace of mind through life’s uncertainties, securing your financial future, and shaping a legacy that reflects what truly matters to you. Just as companies grow by investing in their people, you can create a richer, more fulfilling life by investing in your future self, your loved ones, and the life you want to live.

Outside of work, I enjoy jogging, cycling, music, and engaging in meaningful conversations with people from all walks of life. To me, personal financial planning is more than protection and wealth accumulation — it’s about using our limited resources purposefully to live meaningfully, care deeply, and leave behind a legacy aligned with our values and purpose.

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