“Apart from Thomas’s sound technical knowledge, one attribute that stands out versus the other financial advisors that I had met is that Thomas is sincere and conscientious. During discussions, he takes care and time, to understand, think through and propose solutions that would be applicable or suitable for my life stage/ circumstances. Thomas is respectful of his client’s time and takes care and pride in his work. When it comes to sorting out my finances, insurance, retirement and estate planning, I am truly grateful to have Thomas as my trusted friend and advisor, someone with both “heart” and “mind”, to help me along the way.”

Caren Chan

“I had known Thomas since 2001 when we were working in the same company but in different departments. He left for another company shortly. Although my work interaction with Thomas wasn’t that long, he has left a good impression on me. He carried himself well and was modest and calm when I dealt with him on our work. He also knew his stuff and could be relied on to get things done. Thomas has been my financial advisor since 2008. He has assisted me in many of my financial planning needs, including my children’ insurance coverage, as well as my legacy planning. In all my dealings with him, he has always acted in a professional and objective manner. He has also been patient in explaining the products, the requirements and the various documents that I would need to submit. I appreciate the thoroughness in his analyses and found his explanation logical. His advice is also sensible. I recalled one instance when I was interested in one particular annuity insurance product. He assisted me by providing more details on that product as well as showing me an alternative insurance product that would also meet my objective. Both products by different insurers were quite similar and I was quite ready to take up the first one which I was originally interested in. Thomas analysed and advised me to go for the alternative one even though it meant lower commission for himself compared to the first one. This incident clearly demonstrated his professionalism and integrity. I am grateful for his valuable advice as today, I am enjoying the payout from the annuity plan which was higher than projected. Over the years, even as his clientele base expanded, Thomas continues to serve me well and he made time and effort to provide me with regular updates on new products, regulations as well as performance of my investments. I would like to record my appreciation to Thomas for his personalised and good service. He is certainly a trustworthy and reliable advisor and I would strongly recommend him to anyone who wishes to start or review their financial/wealth planning journey. ”

Belinda Gan