“Esther has been servicing my insurance/investment account for many years. I would easily recommend her services to anyone. We did not know each other through any acquaintance. One night, she and her partner knocked on my door to introduce their services. I decided to listen to what they can offer. Surprisingly, Esther was very attentive to what I have to say which led me to being very comfortable in working with her. Since then, I have benefited greatly from her investment advice as well as insurance advice. I remember sometime last year, she felt that the markets was a bit uncertain and advised me to cash out and secure my profits for my investments. True enough, the markets went downhill after that. I managed to avoid a 30% drop in my investments, which I am very grateful for. My experience with other financial planners do not monitor the markets and provide follow-up service like she does. Thank you Esther!”

“Financial advisers are aplenty. But Esther is one of those you can trust to get your financial and insurance needs in order. She never tried to sell me something I did not ask for or get me to give up current policies so she can sell me something of greater value just to earn more. Instead she focused on what I needed and worked from there, giving the necessary advice and catered to the many request, changes and enquiries patiently and promptly. She has shown herself to be truly people oriented instead of commission oriented.”

“Reliable friend who looks out for little details and in a timely fashion. A good example was when it was announced that all insurers were to change their definitions of “critical illness (CI)”, which amended how serious your condition had to be before qualifying for coverage. Esther contacted me before the change took effect so I would not be left out and buy myself a policy at a later date with the newly more defined definition of CI. A seemingly small detail but possibly life changing. In another instance, she reviewed my policies and unbiasedly pointed out that I could end up saving $20K across total premiums by choosing option A from option B. Finally, I basically hate insurance jargons and trying to understand how insurance works, but she is someone I’d say I can depend on to make sense of things for me.”