FWD Life PA

Comprehensive Protection for Your Whole Life

Guaranteed Renewability

Coverage is guaranteed renewable until age 100. As long as premiums are paid, your protection stays active - securing long-term protection for you an your family.

Lifetime 10% No Claim Discount

After three consecutive claim-free years enjoy a lifetime 10% No Claim Discount on your premiums applied to the entire policy, including optional riders.

Comprehensive Medical Coverage

Claim for inpatient and outpatient accident-related medical expenses, including hospital stays, Chinese physicians, chiropractors and acupuncturists.

Unparalleled Coverage

Get covered with 300% of sum insured for accidents on commercial flights or cruises, and 200% on public transport, private vehicles and PMDs.

Catch-All Rider

If an accidental injury results in an ICU stay of at least 120 consecutive hours with the use of invasive life support, receive an additional 10% of your sum insured.

Income Support Rider

With this rider, you receive daily hospital cash or weekly income benefits during accident-related hospitalisation or temporary total disability.

Terms and Conditions apply.
Please refer to policy documents for details.

Buy FWD Life PA

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Client Acknowledgement

This insurance product is underwritten by FWD Singapore Pte Ltd ("FWD"). All insurance applications are subject to FWD’s underwriting and acceptance.

By proceeding with the insurance application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by FWD to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

- the administration and servicing of your policy, should you reach out to us

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should read the policy documents, including the product summary, carefully and you are responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the above terms & conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseQuality
Financial Adviser Representative

Muhammad Firdaus Syazwani

Financial Consultant

About Muhammad Firdaus Syazwani

I’m Firdaus Syazwani – founder of Dollar Bureau and a licensed financial advisor with a mission to make personal finance simple, practical, and empowering.

My journey into financial planning started from a place many can relate to: navigating confusing jargon, sales-driven pitches, and conflicting advice. I wanted to cut through the noise, so I dedicated myself to learning the ins and outs of insurance, investments, and financial planning – not just from textbooks, but through real-world experience helping individuals and businesses make informed money decisions.

Over the years, I’ve built Dollar Bureau into a trusted platform read by up to 30,000 Singaporeans every month, known for its clear, unbiased breakdowns of complex financial products. My insights have also been featured in media outlets like Channel News Asia, Today Online, Yahoo Finance, and Nasdaq.

But something was still missing. While writing articles and building tools helped many, I knew that every person's financial story is unique – just like mine was.

I wanted to go deeper. To sit down with people. Understand their goals. And actually guide them through the big life decisions – step by step.

That’s why I decided to become a licensed financial advisor. So that I can sit down with individuals like you, listen to your stories, and work together to create financial plans that truly reflect your life goals.

Today, I combine that knowledge with my work as a financial advisor to help you build personalised, sustainable financial plans. Whether it’s protecting your family with the right insurance, optimising your investments for long-term growth, or planning for retirement, my approach is straightforward: Finding you the best-suited solutions.

Book a free 30-minute chat with me here: https://tidycal.com/firdaus-syazwani/30-minute-meeting

Frequently Asked Questions

By definition, a FA firm is one that sells the products from more than one insurer or business partner.

However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.

Ever since our founding more than two decades ago, Financial Alliance is committed to offer impartial and client-centric financial advice.

We have your best interest at heart and will leave you to make your decision.

If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.

At Financial Alliance, we are dedicated to offering our clients the best financial advice.