FWD Life PA

Comprehensive Protection for Your Whole Life

Guaranteed Renewability

Coverage is guaranteed renewable until age 100. As long as premiums are paid, your protection stays active - securing long-term protection for you an your family.

Lifetime 10% No Claim Discount

After three consecutive claim-free years enjoy a lifetime 10% No Claim Discount on your premiums applied to the entire policy, including optional riders.

Comprehensive Medical Coverage

Claim for inpatient and outpatient accident-related medical expenses, including hospital stays, Chinese physicians, chiropractors and acupuncturists.

Unparalleled Coverage

Get covered with 300% of sum insured for accidents on commercial flights or cruises, and 200% on public transport, private vehicles and PMDs.

Catch-All Rider

If an accidental injury results in an ICU stay of at least 120 consecutive hours with the use of invasive life support, receive an additional 10% of your sum insured.

Income Support Rider

With this rider, you receive daily hospital cash or weekly income benefits during accident-related hospitalisation or temporary total disability.

Terms and Conditions apply.
Please refer to policy documents for details.

Buy FWD Life PA

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Client Acknowledgement

This insurance product is underwritten by FWD Singapore Pte Ltd ("FWD"). All insurance applications are subject to FWD’s underwriting and acceptance.

By proceeding with the insurance application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by FWD to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

- the administration and servicing of your policy, should you reach out to us

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should read the policy documents, including the product summary, carefully and you are responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the above terms & conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseQuality
Financial Adviser Representative

Daryl Woon Chen Fu

Financial Advisory Consultant - Specialist in Personal Wealth & Corporate Risk Management

About Daryl Woon Chen Fu

Hi, I am Daryl Woon, a financial advisory consultant at Financial Alliance. I am dedicated to helping young professionals, families, and corporate clients navigate the complexities of finance and risk management, creating a clear path toward long-term financial freedom.

I remember being fresh out of university and feeling completely overwhelmed by the financial world. That experience is what fuels my desire today to provide clear, unbiased guidance. Whether I am helping an individual secure their family's future, or advising corporate clients on strategic risk management to protect their business assets and continuity, I believe financial planning is about more than just numbers—it’s about building lasting relationships and achieving real-life goals.

Being part of one of the largest FA firms in Singapore allows me to compare a wide range of options and uncover opportunities you might have missed. Think of me as your financial translator. I’ll cut through the industry jargon and help you understand exactly what you're paying for, how it benefits you, or how it shields your business from unforeseen risks.

Most importantly, we are not tied to any single insurance or investment partner. This allows me to give completely unbiased advice tailored strictly to your personal or corporate needs.

My priority is ensuring you get the absolute best value for your money. I often find that clients—both individual and corporate—can achieve the same level of comprehensive coverage for less, or even secure significantly more protection for what they are already paying. It's about being smart with your capital, and I'm here to help you do just that.

Let's connect and explore how we can optimize your financial strategy today!

Frequently Asked Questions

By definition, a FA firm is one that sells the products from more than one insurer or business partner.

However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.

Ever since our founding more than two decades ago, Financial Alliance is committed to offer impartial and client-centric financial advice.

We have your best interest at heart and will leave you to make your decision.

If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.

At Financial Alliance, we are dedicated to offering our clients the best financial advice.