AIA Ultimate Critical Cover

Ultimate Protection to Help You Stay Resilient

Flexible Policy Coverage Length

Choose your preferred coverage term of up to age 65, 75, or 85, depending on your needs.

Wide Coverage for Multiple Stages

Get yourself covered for 150 medical conditions across early, intermediate and major stages.

Multiple Claims with Reset Benefit

Coverage resets every 12 months¹ from the last claim, allowing you to make multiple claims against different critical illnesses for major stages². It also allows you to make multiple claims totalling up to 500%³ of your coverage amount.

Peace of Mind for Your Family

In the event of death⁴, your loved ones will receive 5% of coverage amount. If the death was accidental, payout will be 100% of coverage amount.

Exclusive UCC Enhancer Add-On to Enjoy Relapse Benefit

You may still claim again if the same critical illness relapses⁵. Each Claim pays the lower of 50% of your coverage amount or your remaining coverage. You can claim up to 100% of your coverage amount.

Exclusive UCC Enhancer Add-On to Enjoy Catastrophic Critical Illness Benefit

Should catastrophic critical illness⁶ strike, you will receive an additional 100% of your coverage amount, regardless of any claims made previously.

Footnotes

1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.

2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.

3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.

4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.

5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.

6. This benefit is payable once and terminates thereafter.

Buy AIA Ultimate Critical Cover

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Client Acknowledgement

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”) and distributed by Financial Alliance Pte Ltd. All insurance applications are subject to AIA's underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. Waiting period and survival period are applicable before the benefits will be payable. Any claim or benefit payable is subject to deduction of any amounts owing to us. You are advised to read the relevant policy contract for details and the definition of all covered conditions.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. The new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

This advertisement has not been reviewed by the Monetary Authority of Singapore.

By proceeding with the product application, you acknowledge and agree that:

• Financial Alliance Pte Ltd ("FAPL") may collect, use, and disclose your personal data, as provided by the insurance company to FAPL as a result of your application, for the following purpose(s) in accordance with the Personal Data Protection Act 2012 and our data protection policy:

a) the processing of your application; and
b) the administration and servicing of your policy

Please visit our website for further details on our data protection policy, including how you may access and correct your personal data or withdraw consent to the collection, use or disclosure of your personal data.

• All information submitted through this website will be your own, and will be true, accurate, and unaltered.

• Insurance plays an important role in your financial planning, and buying an insurance product is a long-term commitment. You should read the product summary and seek financial advice from your Financial Consultant before purchasing this policy. Should you choose not to, you shall be responsible for ensuring that the policy is suitable and appropriate in meeting your financial needs and objectives.

I accept the Terms & Conditions and acknowledge that my information will be used for the aforementioned purposes.

Need Advice?

Meet Your #ChooseQuality
Financial Adviser Representative

张学永(Zhang Xueyong Rocky)

理财团队高级总监Senior Financial Advisory Director

About 张学永(Zhang Xueyong Rocky)

理财团队高级总监;

个人业绩纪录保持者（Top producer), 团队业绩冠军(Top Leader),团队业绩纪录保持者;领跑者;

新加坡领先的财富管理公司冠军理财团队洛奇财富团队创始人;

1 帮您财务健康,合理资产配置,实现财务独立,有效财富传承;
2 招聘和培训理财顾问事业合伙人
3 打造新加坡顶尖理财顾问联盟

洛奇财富团队的使命宣言(RockWealth group mission statement):
诚信热忱,专业专精,10年打造新加坡最大理财专家团队,为5万家庭实现财务健康和自由!

RockWealth Group Makes Your Wealth Robust.

我是移民新加坡的中国人；生活简单，愿意帮助他人，喜欢运动(乒乓球,篮球,跑步等)；恪守诚信、荣神益人！

我的愿景是让您财务更健康、人生更丰盛。My vision is to make life great again with financial fitness.
我的使命是帮助客户建立正确的理财观和方法论,实现财富健康。My mission is to help people build up correct financial and investment mindset, find the right way to grow wealth to achieve financially FIT.

新加坡保险, 新加坡定期寿险, 新加坡指数型万能寿险, 新加坡可变万能寿险, 新加坡私募保单PPLI, 新加坡投资连接险, 新加坡终身年金险, 新加坡储蓄保险, 新加坡基金定投

新加坡基金, 新加坡投资理财,新加坡私募基金, 新加坡数字货币基金, 新加坡家族信托, 新加坡IFA理财团队, 新加坡金融理财, 新加坡独立理财顾问

在新加坡领先的财富管理公司financial alliance做理财高级总监,擅长大额保单实操、保险规划、退休规划、基金投资建议、遗嘱和家族信托安排、家族办公室、传承规划、高净值私人财富管理等,以客户为中心的专业中立一站式全面综合理财规划服务.

联系微信: xyzupup

助理微信: RockyPA001

约时间一对一咨询,请点击这里

了解行业,公司和团队,请点击这里约面谈

Frequently Asked Questions

By definition, a FA firm is one that sells the products from more than one insurer or business partner.

However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.

Ever since our founding more than two decades ago, Financial Alliance is committed to offer impartial and client-centric financial advice.

We have your best interest at heart and will leave you to make your decision.

If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.

At Financial Alliance, we are dedicated to offering our clients the best financial advice.

AIA Ultimate Critical Cover (UCC)

Ultimate Protection to Help You Stay Resilient

Flexible Policy Coverage Length

Wide Coverage for Multiple Stages

Multiple Claims with Reset Benefit

Peace of Mind for Your Family

Exclusive UCC Enhancer Add-On to Enjoy Relapse Benefit

Exclusive UCC Enhancer Add-On to Enjoy Catastrophic Critical Illness Benefit

Take Action Today

Buy AIA Ultimate Critical Cover

Client Acknowledgement

Meet Your #ChooseQuality
Financial Adviser Representative

张学永(Zhang Xueyong Rocky)

1 帮您财务健康,合理资产配置,实现财务独立,有效财富传承;
2 招聘和培训理财顾问事业合伙人
3 打造新加坡顶尖理财顾问联盟

新加坡保险, 新加坡定期寿险, 新加坡指数型万能寿险, 新加坡可变万能寿险, 新加坡私募保单PPLI, 新加坡投资连接险, 新加坡终身年金险, 新加坡储蓄保险, 新加坡基金定投

新加坡基金, 新加坡投资理财,新加坡私募基金, 新加坡数字货币基金, 新加坡家族信托, 新加坡IFA理财团队, 新加坡金融理财, 新加坡独立理财顾问

Frequently Asked Questions

AIA Ultimate Critical Cover (UCC)

Ultimate Protection to Help You Stay Resilient

Flexible Policy Coverage Length

Wide Coverage for Multiple Stages

Multiple Claims with Reset Benefit

Peace of Mind for Your Family

Exclusive UCC Enhancer Add-On to Enjoy Relapse Benefit

Exclusive UCC Enhancer Add-On to Enjoy Catastrophic Critical Illness Benefit

Take Action Today

Buy AIA Ultimate Critical Cover

Client Acknowledgement

Meet Your #ChooseQualityFinancial Adviser Representative

张学永(Zhang Xueyong Rocky)

1 帮您财务健康,合理资产配置,实现财务独立,有效财富传承; 2 招聘和培训理财顾问事业合伙人 3 打造新加坡顶尖理财顾问联盟

新加坡保险, 新加坡定期寿险, 新加坡指数型万能寿险, 新加坡可变万能寿险, 新加坡私募保单PPLI, 新加坡投资连接险, 新加坡终身年金险, 新加坡储蓄保险, 新加坡基金定投

新加坡基金, 新加坡投资理财,新加坡私募基金, 新加坡数字货币基金, 新加坡家族信托, 新加坡IFA理财团队, 新加坡金融理财, 新加坡独立理财顾问

Frequently Asked Questions

Is an FA Firm one that offers products from multiple product providers?

How does a financial advisory firm being progressive benefit me as a consumer?

Meet Your #ChooseQuality
Financial Adviser Representative

1 帮您财务健康,合理资产配置,实现财务独立,有效财富传承;
2 招聘和培训理财顾问事业合伙人
3 打造新加坡顶尖理财顾问联盟