AIA Ultimate Critical Cover (UCC)

Allow yourself the space to restore, refuel and reset when recovering from critical illness.


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Ultimate Protection to Help You Stay Resilient

 
 



Footnotes

1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.

2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.

3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.

4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.

5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.

6. This benefit is payable once and terminates thereafter.

Take Action Today

Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.

Buy Now

Buy AIA Ultimate Critical Cover


Need Advice?

Meet Your #ChooseQuality
Financial Adviser Representative


Yin Ni

Financial Advisory Manager

About Yin Ni

殷妮 | 新加坡跨境財富规划师

专业背景

作为 Financial Alliance(新加坡最大独立理财咨询公司)的资深顾问,我拥有15 年新加坡在地经验和丰富的财富管理实践。在加入金融行业前,我曾在全球 50 强科技企业工作 8 年,这段经历让我深刻理解科技精英和新加坡新移民的财务需求和挑战。

过去 5 年,我已成功服务超过 1500+ 家庭的财富规划需求,帮助他们改善财务状态并达成财务目标。我持有多项国际认证,包括新加坡跨境财富规划师、国际金融理财师(AFP®)、国际遗产规划师(AEPP®)和Fee-Based咨询顾问资格。

专业服务

我专注于为客户提供全方位的财富管理解决方案,包括:

- 全球资产配置规划:根据客户风险偏好和目标,设计多元化的全球投资组合
- 家族财富传承方案:通过专业工具和策略,确保财富顺利传承给下一代
- 退休财务规划:量身定制退休策略,优化CPF和SRS,确保退休生活无忧
- 保险组合优化:分析现有保障,消除重复覆盖,填补保障缺口
- 个人所得税筹划:合法优化税务结构,最大化税后收益

服务理念

我的服务建立在三个核心价值观之上:

1. 专业定制:每位客户都获得完全个性化的财务方案,而非标准化产品
2. 长期陪伴:我注重与客户建立长期信任关系,随时调整策略以适应人生变化
3. 简明透明:我以简单直接的沟通风格,确保客户完全理解每个财务决策

客户群体

我目前主要为这些客户群体提供咨询服务:
- 科技行业精英和企业管理层
- 高收入专业人士
- 新移民家庭
- 成功创业者
- 关注财富传承的家庭
- 新加坡本地企业

联系方式

- WhatsApp:+65 92399908
- 电子邮箱:yinni@fapl.sg
- 微信:Yinni-sg
- LinkedIn:https://www.linkedin.com/in/ni-yin/
- 官方主页:https://engage.fa.com.sg/yinni/
- 预约咨询:https://wa.me/6592399908

Frequently Asked Questions

By definition, a FA firm is one that sells the products from more than one insurer or business partner.

However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.

Ever since our founding more than two decades ago, Financial Alliance is committed  to offer impartial and client-centric financial advice.

We have your best interest at heart and will leave you to make your decision.

If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.

At Financial Alliance, we are dedicated to offering our clients the best financial advice.