AIA Ultimate Critical Cover (UCC)

Allow yourself the space to restore, refuel and reset when recovering from critical illness.


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Ultimate Protection to Help You Stay Resilient

 
 



Footnotes

1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.

2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.

3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.

4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.

5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.

6. This benefit is payable once and terminates thereafter.

Take Action Today

Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.

Buy Now

Buy AIA Ultimate Critical Cover


Need Advice?

Meet Your #ChooseQuality
Financial Adviser Representative


Tiffany Tay (AWP, AEPP)

Senior Financial Consultant

About Tiffany Tay (AWP, AEPP)

I’m Tiffany Tay, a licensed financial planner in Singapore, and I help Christians align their finances with their faith. If you’re looking for guidance that honours both Biblical stewardship and practical financial wisdom, you’re in the right place.

Why Choose a Christian Financial Advisor?

As believers, we know that money is not just about wealth—it’s about stewardship, generosity, and faithfulness. Yet many Christians also carry the fear of making poor financial decisions—whether it’s investing wrongly, being unprepared for emergencies, or not knowing how to balance giving with saving.

That’s why I come alongside you to:

  • Bring clarity and confidence – guiding you through complex financial choices so you don’t have to feel overwhelmed or uncertain.
  • Respect Biblical values – avoiding investments in gambling, alcohol, or industries that conflict with Christian convictions.
  • Support generosity & tithing – helping you give faithfully while preparing for your family’s future.
  • Provide trusted professional advice – with transparent, licensed guidance.

With the right plan, you can move forward in confidence—knowing your money decisions are wise, faithful, and future-ready.

Financial Planning Services for Christians in Singapore

I provide faith-based financial advice in areas such as:

  • CPF & SRS retirement strategies aligned with Biblical stewardship
  • Ethical & values-driven investments
  • Insurance and protection planning from a Christian perspective
  • Family financial planning (education, legacy, estate planning)
  • Guidance for missionaries and Christian workers

Biblical Money Stewardship in Singapore

Whether you’re planning for retirement, providing for your children, or considering missions giving, you can be confident that your financial plan is God-honouring and future-ready.

Free Resource – 5 Biblical Money Secrets Every Singaporean Christian Should Know

Download my free guide and discover practical ways to manage your CPF, SRS, and investments through the lens of Christian stewardship.

Let’s Begin Your Faith-Based Financial Journey

Managing money doesn’t have to feel overwhelming or uncertain. With clear, Biblical guidance, you can make wise financial decisions with confidence—decisions that honour God, care for your family, and prepare you for the future.

If you’re searching for a Christian financial planner in Singapore who understands both your faith and your financial goals, I’d be honoured to walk this journey with you.

Tiffany Tay – Licensed Financial Planner in Singapore | Christian Financial Advisor | Biblical Stewardship & Ethical Investing

Frequently Asked Questions

By definition, a FA firm is one that sells the products from more than one insurer or business partner.

However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.

Ever since our founding more than two decades ago, Financial Alliance is committed  to offer impartial and client-centric financial advice.

We have your best interest at heart and will leave you to make your decision.

If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.

At Financial Alliance, we are dedicated to offering our clients the best financial advice.