AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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Hi, I’m Summerzhang – Mumu, and I’ve been living in Singapore for nearly 20 years.
Over the years, I’ve gained deep insights into Singapore’s insurance and financial planning landscape, with a good understanding of the local education and residency environment as well.
As a licensed financial consultant, I represent multiple insurance companies in Singapore.
This allows me to compare and customise plans across different providers, helping you get the most suitable and cost-effective coverage and strategy for your needs.
I always take a neutral and professional approach, creating holistic plans for protection + investment tailored to your stage of life, so you can move forward with peace of mind and avoid unnecessary detours.
💬 If you’re in Singapore and want to explore insurance or check if your current plan can be optimized, let’s have a chat — one conversation could save you both time and money.
大家好，我是 Summerzhang – 沐沐，在新加坡生活将近 20 年。
这些年，我深入了解了本地的保险理财环境，也对教育与身份政策有一定的熟悉度。
作为新加坡持牌保险理财顾问，我能代表多家保险公司，为客户量身定制并横向对比不同公司的方案，帮您用同样的预算，获得更适合、更高性价比的保障和规划。
我始终站在中立、客观的立场，从专业角度出发，根据客户的需求和人生阶段，帮助大家做好保障 + 投资的全盘规划，让您安心放心，不走弯路。
💬 如果你在新加坡，想做保险理财，或想知道现有方案能否优化，都可以找我聊聊，一次交流，也许就能帮你省下不少时间和金钱。
By definition, a FA firm is one that sells the products from more than one insurer or business partner.
However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.
Ever since our founding more than two decades ago, Financial Alliance is committed to offer impartial and client-centric financial advice.
We have your best interest at heart and will leave you to make your decision.
If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.
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