AIA Ultimate Critical Cover (UCC)

Allow yourself the space to restore, refuel and reset when recovering from critical illness.


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Ultimate Protection to Help You Stay Resilient

 
 



Footnotes

1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.

2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.

3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.

4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.

5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.

6. This benefit is payable once and terminates thereafter.

Take Action Today

Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.

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Buy AIA Ultimate Critical Cover


Need Advice?

Meet Your #ChooseQuality
Financial Adviser Representative


Sharon Chia

Senior Consultant, Financial Advisory

About Sharon Chia

Sharon Chia is a Senior Consultant with Financial Alliance Pte Ltd, a financial advisory firm regulated by the Monetary Authority of Singapore (MAS). She is a Chartered Financial Consultant (ChFC®/S), accredited by The Institute of Banking & Finance Singapore (IBF), and an Associate Estate Planning Practitioner (AEPP®).

With nearly a decade of experience, Sharon provides unbiased, high-quality advice, specializing in business and income protection for employers, group employee benefits, and retirement planning.

Beyond advisory work, Sharon actively conducts learning and development (L&D) workshops on financial topics for listed corporations, SMEs, chambers of commerce, and non-profit organisations.

She also contributes to the professional community as an active member of several organisations, including the Singapore Human Resources Institute (SHRI), Singapore Chinese Chamber of Commerce & Industry (SCCCI), Belgium Luxembourg Chamber of Commerce (BLCC), NUSS The Graduate Club, and Teochew Poit Ip Huay Kuan.

Frequently Asked Questions

By definition, a FA firm is one that sells the products from more than one insurer or business partner.

However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.

Ever since our founding more than two decades ago, Financial Alliance is committed  to offer impartial and client-centric financial advice.

We have your best interest at heart and will leave you to make your decision.

If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.

At Financial Alliance, we are dedicated to offering our clients the best financial advice.