AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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In my previous corporate career, I was a Client account manager and led an operations team. In 2019, I joined a top Insurer to challenge myself and learn the ropes at roadshows. Eventually I embarked on a full-fledged career in Financial Planning by joining an Independent Financial Advisory, which allows me to fully act in my client’s best interests with the full suite of financial instruments at my disposal.
I hold professional certifications in commercial and personal General Insurance, all levels of health and life insurance, investment instruments such as Mutual funds, and Islamic estate planning and Will Writing.
Today, my clients come from all walks of life. Senior corporate executives seeking early retirement, young adults buying their first policies for their families, and Human Resource managers looking to insure their employees.
I provide fee-based services to advise on all aspects of financial planning, as well as manage long-term investment and insurance portfolios for clients.
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