AIA Ultimate Critical Cover (UCC)

Allow yourself the space to restore, refuel and reset when recovering from critical illness.


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Ultimate Protection to Help You Stay Resilient

 
 



Footnotes

1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.

2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.

3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.

4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.

5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.

6. This benefit is payable once and terminates thereafter.

Take Action Today

Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.

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Buy AIA Ultimate Critical Cover


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Meet Your #ChooseQuality
Financial Adviser Representative


Tham Ying Xuen, Olivia 谭莹瑄


About Tham Ying Xuen, Olivia 谭莹瑄

Hi, I’m Olivia, a financial adviser specializing in Wealth Enhancement and Estate & Legacy Planning.

Families work hard to build their wealth, but often lack a clear plan to grow it efficiently and pass it on securely. I believe every family deserves a professional roadmap for both.

Because legacy planning is so crucial yet rarely discussed, my partner and I co-founded YourLegacyBuddy. Across our social media channels, we share practical, accessible knowledge strictly focused on estate and legacy planning to ensure families are prepared before they need to be.

As your adviser, I bring both sides together. Whether you want to accelerate your wealth growth to achieve financial freedom (FIRE), or ensure your hard-earned assets are properly structured for the people you love, I’m here to help.

If you'd like to have a relaxed, no-pressure conversation about where to start, I'd love to hear from you. 

Click here to contact me =)

你好,我是 Olivia,一位專注於財富增值與遺產及傳承規劃的理財顧問。

許多家庭辛勤大半輩子累積財富,卻往往缺乏清晰的計畫來高效增長財富並安全地傳承下去。我相信每個家庭都值得擁有一份兼顧這兩者的專屬財務藍圖。

因為傳承規劃至關重要卻鮮少被討論,我與合夥人共同創立了 YourLegacyBuddy。我們在各大社交平台上,專門分享實用的遺產與傳承規劃知識,確保更多家庭能在需要之前就做好準備。

身為你的理財顧問,我能為你將這兩者完美結合。無論你是想加速財富增長以實現財務自由(FIRE),還是希望為摯愛的家人妥善規劃與傳承資產,我都在這裡為你提供協助。

歡迎隨時與我聯繫,讓我們輕鬆、無壓力地聊聊該從哪裡開始。

Frequently Asked Questions

By definition, a FA firm is one that sells the products from more than one insurer or business partner.

However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.

Ever since our founding more than two decades ago, Financial Alliance is committed  to offer impartial and client-centric financial advice.

We have your best interest at heart and will leave you to make your decision.

If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.

At Financial Alliance, we are dedicated to offering our clients the best financial advice.