AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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With over eight years of experience as a financial consultant, I’m passionate about helping individuals and families navigate their unique financial journeys. Since starting this career in 2016, I’ve focused on building trust and lasting relationships—many of my clients have become not just partners in planning, but cherished friends. Proudly affiliated with Financial Alliance since 2018, I hold a Certified Associate Wealth Planner (AWP) designation and specialized training in Wills and Trusts, equipping me to provide holistic, actionable solutions tailored to your needs.
What defines my approach? I believe finance shouldn’t feel intimidating. I thrive on breaking down complex ideas into clear, relatable steps—no jargon, no overwhelm. Blending strong analytical skills with patience and transparency, I take the time to truly understand your goals, worries, and aspirations. Together, we’ll craft personalized strategies that balance practicality with vision, empowering you to make confident decisions for your future.
Let’s start a conversation about your goals—I’d love to partner with you in creating a roadmap to financial security and success. Your wealth journey begins here, and I’m excited to walk it with you.
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