AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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I am an accomplished financial services professional since 2020. From my humble beginnings in Batu Pahat, Johor, Malaysia, as the youngest of 10 siblings, to achieving financial freedom at the age of 30, my journey is an inspiring testament to resilience, adaptability, and strategic wealth management.
At just 7 years old, I was sent to Singapore to pursue my education. Growing up, I frequently moved houses, which sparked my lifelong aspiration to own a home. By the age of 22, I had already purchased my first property. Today, I reside in a landed freehold property in Singapore’s District 15 and owns multiple condominiums in Johor Bahru, Malaysia.
My career began in 1998 as a Singapore Airlines stewardess. At 25, I married a businessman and embraced family life while navigating my path to financial independence. My passion for financial literacy led me to the financial advisory industry, where I made a successful mid-career switch just. I quickly established myself as a high-achieving financial planner, earning multiple accolades, including 3 MDRT (Million Dollar Round Table) qualifications and 2nd runner-up in the last company as Top Rookie 2021.
A dedicated mother of four, I seamlessly balances career and family. I firmly believe that financial planning should empower individuals to achieve both wealth and a fulfilling personal life. Whether mentoring mid-career switchers or helping high-net-worth clients manage their assets, I remain committed to wealth accumulation, preservation, distribution, and legacy creation.
With my extensive experience, strategic mindset, and heart for financial education, I continue to transform lives by advocating financial literacy and providing effective financial solutions.
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