AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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With over 9 years of experience as a licensed Financial Advisor and Certified Associate Wealth Planner (AWP), I specialize in helping senior management and professionals navigate the complexities of personal finance. My background in psychology enables me to understand your unique needs and goals, building strong relationships that allow me to provide personalized, unbiased advice that truly resonates with you.
I take a holistic approach to wealth management, ensuring that your financial plan isn’t just about numbers—it’s about aligning your financial strategy with your broader life goals. Whether you’re planning for retirement, funding your children's education, or optimizing your portfolio, I provide tailored solutions designed to maximize your resources, minimize your risks, and prepare for the future with confidence.
My clients trust me as their go-to advisor for everything from insurance planning to estate management. I’m dedicated to making the financial planning process clear, actionable, and stress-free. From the first meeting to ongoing support, I focus on helping you understand your current financial position, set meaningful goals, and create a road map that brings those goals to life. With multiple MDRT qualifications and a consistent track record of industry awards, I’m dedicated to walking alongside you in your financial journey, helping you create lasting wealth and security, so you can focus on what truly matters—living a fulfilling life with confidence and peace of mind for both you and your family.
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