AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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With over a decade of experience in the financial advisory industry, I’ve dedicated my career to helping professionals and business owners navigate their wealth journey with clarity and confidence.
My journey began with a solid academic foundation in Banking and Finance. While I initially aspired to be a private banker, I discovered my true calling after transitioning into Financial Advisory—where I found deeper meaning and impact in serving individuals directly.
To better support my clients, I attained professional designations such as the Associate Wealth Planner (AWP) and Associate Estate Planning Practitioner (AEPP). These credentials have strengthened my ability to provide holistic, tailored solutions across the areas of wealth accumulation, protection, and legacy planning.
At the heart of my practice lies the Soul Wealth Group’s Wealth Journey model—a structured framework that guides clients through every life stage. Whether you're starting your first savings plan, growing your investment portfolio, or preparing for retirement, I’m here to simplify the process and make it actionable.
I believe that financial success starts with understanding. By breaking down complex concepts into clear, manageable steps, I empower my clients to make confident, informed decisions.
Let’s take small, intentional steps today—so you can enjoy a secure and prosperous tomorrow.
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