AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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Kai Leong graduated from Nanyang Technological University (NTU) with honours in the Bachelor of Business Studies in 1998 and has over 20 years experience in the financial services industry.
Prior to joining Financial Alliance in 2016, he was a Senior Financial Consultant at Professional Investment Advisory Services Pte Ltd (PIAS).
He was also the head of the Group & General Insurance Department at New Independent Pte Ltd from 2005. He oversaw the company’s growth in the areas of Employee Managed Healthcare Schemes, Business and Commercial Insurance, Individual Non-Life Insurance, as well as staff training in these areas.
He was a Personal Banker with United Overseas Bank from 1999 to 2002, and has gained extensive experience in the areas of Mortgage & Credit, Investments, and Insurance Advisory work.
His mission is to consistently add value to his clients by providing honest, transparent & professional advice. He cares for all his clients and endeavours to form lifetime relationships built on the foundations of trust, integrity and professionalism.
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