AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
Buy Now
John is an experienced advisor with a strong focus in private wealth management. Over the past decade, he has advised many high-net-worth individuals and businesses in matters relating to their assets.
John graduated with a Bachelor of Commerce with Majors in both Finance and Accounting in 2010 from the University of Queensland. Since then, he has attained the CFP (Certified Financial Planner) accreditation as well as being certified ‘Institute of Banking and Finance Advanced’, along with passing the CFA (Chartered Financial Analyst) level 1 exam. He also attained an MBA with Distinction from the University of Manchester and holds an Advanced Certificate in Trust Services from Nanyang Technological University's Wealth Management Institute.
John has also been invited to speak at numerous conferences in the Asia-Pacific region on a wide range of topics relating to wealth management.
He believes strongly in an unbiased financial advisory model and the value that his clients derive from it, be it relating to advice on investments, insurance, mortgages or wills and trusts.
In his personal time, he competes in Football and Brazilian Jiu-Jitsu and enjoys travelling and spending time with his wife and 3 young children.
By definition, a FA firm is one that sells the products from more than one insurer or business partner.
However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.
Ever since our founding more than two decades ago, Financial Alliance is committed to offer impartial and client-centric financial advice.
We have your best interest at heart and will leave you to make your decision.
If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.
At Financial Alliance, we are dedicated to offering our clients the best financial advice.