AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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I've spent the last 10 years helping young families in Singapore build a secure financial future. My background as an optometrist instilled in me a keen eye for detail and a passion for educating others – skills I now apply to helping my clients navigate the complexities of financial planning. I carefully analyze your unique situation, identify potential roadblocks, and create a tailored plan to achieve your goals.
I believe in building long-term relationships, growing with my clients through every stage of life. One of my most rewarding experiences involved guiding a young client, just starting her career, through her journey to first-time homeownership, marriage, and the arrival of her two children. Together, we established a strong insurance foundation, planned for her children's education, and secured her family’s future, allowing her to focus on what truly mattered.
My commitment to excellence is reflected in my credentials as an Associate Financial Consultant, Certified Islamic Wealth Advisor, and a consistent recipient of the Financial Alliance Quality Class award for the last 7 years and MDRT membership since 2023. I'm here to empower you to make informed financial decisions, so you can focus on building the life you envision.
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