AIA Ultimate Critical Cover (UCC)

Allow yourself the space to restore, refuel and reset when recovering from critical illness.


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Ultimate Protection to Help You Stay Resilient

 
 



Footnotes

1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.

2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.

3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.

4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.

5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.

6. This benefit is payable once and terminates thereafter.

Take Action Today

Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.

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Buy AIA Ultimate Critical Cover


Need Advice?

Meet Your #ChooseQuality
Financial Adviser Representative


Tan Book Lian Ivy

Associate Director

About Tan Book Lian Ivy

Associate Director, Financial Alliance Pte Ltd
Since 2007 – Present

With over three decades of experience in the financial services industry, I began my journey in the Life Insurance sector in 1990. Since 2007, I have served as an Associate Director with Financial Alliance Pte Ltd, a progressive and client-centric financial advisory firm in Singapore. Our organization is committed to delivering unbiased, high-quality financial planning solutions for both individuals and corporate clients.

Throughout my career, I have remained passionate about helping clients achieve clarity and confidence in their financial lives—focusing on wealth protection, wealth accumulation, and retirement funding strategies. My approach is deeply rooted in understanding each client’s unique financial situation and aspirations before offering well-considered, tailor-made solutions.

I firmly believe that long-term relationships and mutual trust are the foundation of successful financial planning. My clients consistently value my competence and integrity, which is why many continue to refer their loved ones and friends to me.

Beyond serving clients, I am equally passionate about mentoring and developing aspiring financial advisors. It is my goal to help dedicated individuals succeed and thrive in this rewarding industry

Frequently Asked Questions

By definition, a FA firm is one that sells the products from more than one insurer or business partner.

However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.

Ever since our founding more than two decades ago, Financial Alliance is committed  to offer impartial and client-centric financial advice.

We have your best interest at heart and will leave you to make your decision.

If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.

At Financial Alliance, we are dedicated to offering our clients the best financial advice.