AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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我是彭歌佳（Gothia），现任新加坡顶尖独立理财机构 Financial Alliance（鑫盟理财）Associate Wealth Advisory Director。拥有超过10年财富管理经验，持有新加坡保险学院的个人财务规划学位，以及新加坡银行与金融学院的高级认证。
【深耕新移民，洞察复杂需求】
在9年的头部寿险公司经历与多年的全方位理财咨询实践中，我已深度服务超过 600位新移民个人与家庭。我深知高净值人群在面对跨国资产配置、身份规划及家庭保障时的复杂性。我不仅提供保险方案，更致力于为您构建全生命周期的财务防御体系。
【我能为您解决什么？】
全市场精选: 摆脱单一公司束缚，在新加坡全市场筛选最优资产配置与保障方案。
资产保全与传承: 针对高收入家庭，设计合规的财富隔离工具，确保财富定向传承。
理赔与后续服务: 丰富的理赔实操经验，让您的保单在关键时刻发挥最大的杠杆效应。
【我的哲学: 长期主义的陪跑者】
我始终秉承“真诚、中立、负责”的原则。对我而言，您不仅是客户，更是共同成长的朋友。我承诺提供量身定制的动态财务回顾，确保您的财富计划能随人生阶段灵活调整。
【联系方式】
期待与您深度对话，开启您的财富增值与守护之旅。 WeChat：Gothia 电话：82685431
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