AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
Buy Now
You know, I've always been a numbers person. Maybe it's because I'm an engineer by training. That analytical side of me is exactly what I bring to the table when it comes to financial planning. I don't just look at the surface; I dig deep, analyze the data, and make sure every piece of the puzzle fits together perfectly. It's how I ensure my clients get the best possible outcomes.
My journey to becoming a financial advisor wasn't a straight line. I actually started in insurance, spending over 17 years helping people protect what they'd worked for. But I realized I wanted to do more. I wanted a platform that allows me to access a wider range of product from multiple channels to optimize my clients' portfolios. Deriving the most value for each premuim dollar becomes a reality. That's what led me to where I am today, and since 2005, I've been laser-focused on helping people like me – pre-retirees, retirees, and others – build wealth, protect what they've earned, and create reliable income streams.
What really sets me apart, though, is how much I care. I treat every client like family. I listen to your concerns, understand your goals, and then create a personalized plan that reflects your unique values. No cookie-cutter solutions here. And I'm always upfront and transparent – you'll understand every step of the process. If you're looking for a financial advisor who's both an expert and someone you can truly trust, let's talk. I'd love to hear your story and see how I can help you achieve your financial dreams.
By definition, a FA firm is one that sells the products from more than one insurer or business partner.
However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.
Ever since our founding more than two decades ago, Financial Alliance is committed to offer impartial and client-centric financial advice.
We have your best interest at heart and will leave you to make your decision.
If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.
At Financial Alliance, we are dedicated to offering our clients the best financial advice.