AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
Buy Now
Are you a financial adviser asking yourself these questions?
"How do I increase revenue without resorting to high-pressure sales?"
"How do I offer clients the best solution when my product list is this limited?"
"I've sold everything I can to my own client base. What now?"
If so, you're likely in a tied agency, talented, but boxed in, unable to fully serve the people who trust you.
I've always been a numbers person. Maybe it's my engineering training. That analytical side is what I bring to every decision, not just client portfolios, but how a practice should be built.
I started in insurance. Seventeen years learning what it takes to protect what people have worked for. But protection alone wasn't enough. I wanted a platform with access to a wider range of products, across multiple channels, so I could build outcomes a single insurer's shelf could never match.
That search led me to Financial Alliance in 2005. Twenty-one years later, I'm still here, now as Associate Director of Soul Wealthy Group, working alongside Kok Chin. But this partnership was never really about the two of us. It's about the advisers who need an environment strong enough to grow in, backed by real structure, real mentoring, and a team that succeeds together, a full ecosystem behind every consultant, not a program you're left to figure out alone.
I also came together with Kok Chin to build a coaching program for advisers within this ecosystem. That, too, was never about us. It's about advisers who want a real breakthrough, not another motivational talk. Close to 40 years in this industry has shown me the same pattern again and again: good advisers plateau, not for lack of talent, but for lack of the right environment. It runs on a framework I built from watching it happen, C.O.R.E: Circle, Objective, Reach, Enough.
If you're an adviser who feels capped, by product, by structure, by a ceiling you didn't choose, comment "breakthrough" below or send me a message. I'll reach out and we can talk about what's actually holding you back.
By definition, a FA firm is one that sells the products from more than one insurer or business partner.
However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.
Ever since our founding more than two decades ago, Financial Alliance is committed to offer impartial and client-centric financial advice.
We have your best interest at heart and will leave you to make your decision.
If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.
At Financial Alliance, we are dedicated to offering our clients the best financial advice.