AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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I’m Firdaus Syazwani – founder of Dollar Bureau and a licensed financial advisor with a mission to make personal finance simple, practical, and empowering.
My journey into financial planning started from a place many can relate to: navigating confusing jargon, sales-driven pitches, and conflicting advice. I wanted to cut through the noise, so I dedicated myself to learning the ins and outs of insurance, investments, and financial planning – not just from textbooks, but through real-world experience helping individuals and businesses make informed money decisions.
Over the years, I’ve built Dollar Bureau into a trusted platform read by up to 30,000 Singaporeans every month, known for its clear, unbiased breakdowns of complex financial products. My insights have also been featured in media outlets like Channel News Asia, Today Online, Yahoo Finance, and Nasdaq.
But something was still missing. While writing articles and building tools helped many, I knew that every person's financial story is unique – just like mine was.
I wanted to go deeper. To sit down with people. Understand their goals. And actually guide them through the big life decisions – step by step.
That’s why I decided to become a licensed financial advisor. So that I can sit down with individuals like you, listen to your stories, and work together to create financial plans that truly reflect your life goals.
Today, I combine that knowledge with my work as a financial advisor to help you build personalised, sustainable financial plans. Whether it’s protecting your family with the right insurance, optimising your investments for long-term growth, or planning for retirement, my approach is straightforward: Finding you the best-suited solutions.
Book a free 30-minute chat with me here: https://tidycal.com/firdaus-syazwani/30-minute-meeting
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