AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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With over a decade of experience in financial advisory, I specialize in guiding young professionals and parents toward the goal of early retirement. My expertise lies in simplifying complex financial concepts and crafting practical, personalized strategies to help clients achieve financial freedom with clarity and confidence.
From budgeting, investments, and general insurance to retirement planning and wealth accumulation, I provide holistic financial solutions tailored to every stage of life. I believe in a well-rounded approach that ensures both protection and growth—balancing immediate needs with long-term aspirations.
Recognizing the importance of lasting financial security, I place a strong emphasis on Will and Trust planning. These vital components not only safeguard your assets, but also ensure your legacy is passed on thoughtfully to future generations.
My client-centric philosophy is anchored in education and empowerment. I aim to equip individuals with the knowledge they need to make informed decisions, while fostering open communication and relationships built on trust and transparency.
Let’s turn your vision of early retirement into a tangible, achievable reality. With a focus on simplicity, security, and personalized guidance, I’m here to navigate the financial landscape with you—every step of the way.
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