AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
Buy Now
"Small steps can lead to big changes."
That’s a lesson I learned early on, growing up in a humble family where my parents diligently saved bit by bit to create a better life for us. That early experience shaped my belief: financial planning doesn’t have to be overwhelming. It starts with a simple, intentional decision.
Today, I help busy professionals take that crucial first step—without the overwhelm. Many of the clients I work with know they need to plan, but they’re often too busy or unsure where to begin in a sea of jargon, aggressive sales tactics, and conflicting advice.
My role is to cut through the noise—providing honest, easy-to-understand guidance tailored to each client’s unique goals.
I take pride in being meticulous, patient, and always professional. Every plan I create is built around what’s best for my clients—not what’s best for sales. I believe financial planning should be clear, empowering, and even exciting when you know it’s moving you toward the life you want.
Over the past decade, I have had the privilege of building meaningful, long-term relationships with my clients—supporting them through life’s many chapters, from career transitions to family milestones and more. It has been an incredibly fulfilling journey, and I’m excited to continue building more of these meaningful connections in the years ahead.
By definition, a FA firm is one that sells the products from more than one insurer or business partner.
However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.
Ever since our founding more than two decades ago, Financial Alliance is committed to offer impartial and client-centric financial advice.
We have your best interest at heart and will leave you to make your decision.
If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.
At Financial Alliance, we are dedicated to offering our clients the best financial advice.