AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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Hi, I am Daryl Woon, a financial advisory consultant at Financial Alliance. I am dedicated to helping young professionals, families, and corporate clients navigate the complexities of finance and risk management, creating a clear path toward long-term financial freedom.
I remember being fresh out of university and feeling completely overwhelmed by the financial world. That experience is what fuels my desire today to provide clear, unbiased guidance. Whether I am helping an individual secure their family's future, or advising corporate clients on strategic risk management to protect their business assets and continuity, I believe financial planning is about more than just numbers—it’s about building lasting relationships and achieving real-life goals.
Being part of one of the largest FA firms in Singapore allows me to compare a wide range of options and uncover opportunities you might have missed. Think of me as your financial translator. I’ll cut through the industry jargon and help you understand exactly what you're paying for, how it benefits you, or how it shields your business from unforeseen risks.
Most importantly, we are not tied to any single insurance or investment partner. This allows me to give completely unbiased advice tailored strictly to your personal or corporate needs.
My priority is ensuring you get the absolute best value for your money. I often find that clients—both individual and corporate—can achieve the same level of comprehensive coverage for less, or even secure significantly more protection for what they are already paying. It's about being smart with your capital, and I'm here to help you do just that.
Let's connect and explore how we can optimize your financial strategy today!
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