AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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With over 18 years of experience in comprehensive financial planning, I’ve had the privilege of walking alongside clients through life’s pivotal financial decisions—from their first property to their final retirement milestone. My practice is built on a fee-based model, which means my advice is shaped entirely by what serves your best interest—not by product sales or commissions.
What sets my approach apart is the belief that effective financial planning begins with understanding you—not just your assets, but your values, motivations, and goals. By deeply engaging with what matters most to you, I help design tailored strategies that bring clarity, confidence, and long-term peace of mind—especially as you prepare for your retirement years.
In year 2021, I was recognised as one of Singapore’s top fee-based planners—a reflection of the trust placed in me by clients who value integrity, objectivity, and thoughtful expertise. If you’re looking for a professional who listens first, advises with care, and helps you move forward with confidence, I’d be honoured to work with you.
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