AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
Buy Now
I believe in 先做人，后做事 - putting people before business. Trust and relationships come first, and this principle shapes everything I do: serving with heart and sincerity, listening carefully, and always doing what's right for the people I serve.
With over two decades of experience across financial planning, banking & investment, insurance, audit & compliance, claims, and client servicing, I bring a rare, well-rounded perspective to help clients navigate both personal and business needs with clarity and confidence.
For individuals and families, I help protect what matters most - guiding you through life's different stages and building lasting financial security, so you can face the future with confidence, not uncertainty.
For business owners, I help safeguard what you've worked hard to build - identifying key risks, reviewing your insurance needs, and putting the right coverage in place, so you can focus on running and growing your business.
Financial planning can feel complicated. My job is to cut through that complexity - making things clear, so you can decide with confidence, not guesswork.
This has never been about the product or the transaction. It's about the relationship - showing up when it matters, and walking alongside you as you protect your family, your future, and everything you've built.
Whether you're planning for your family's future or safeguarding your business, I'm here to help you get there. Let's start the conversation.
By definition, a FA firm is one that sells the products from more than one insurer or business partner.
However, you should consider whether the FA firm can ensure that financial advice given is free from the undue financial influence.
Ever since our founding more than two decades ago, Financial Alliance is committed to offer impartial and client-centric financial advice.
We have your best interest at heart and will leave you to make your decision.
If suitable and impartial financial advice is what you seek, then you should only engage a trusted FA firm.
At Financial Alliance, we are dedicated to offering our clients the best financial advice.