AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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As a Certified Financial Planner with over 18 years of experience, I’ve dedicated my career to guiding high-net-worth individuals and families towards a state of “Soul Wealthy” – a life lived with financial freedom and purpose. My journey began with a deep understanding of the anxieties that keep successful individuals awake at night: concerns about retirement security, legacy and ensuring a prosperous future for loved ones.
I believe in a holistic approach to financial planning, going beyond simply managing investments. I focus on building strong client relationships, deeply understanding their unique aspirations, and tailoring strategies that align with their values and long-term goals. Whether it’s navigating complex estate plans, optimizing cash flow, or ensuring a smooth transition of wealth across generations, I provide personalized guidance with empathy and unwavering support.
My passion lies in empowering clients to make informed decisions, achieve their financial goals, and live a life of purpose and fulfillment. I am committed to helping you build a secure financial future for yourself and your family, ensuring that your legacy endures for generations to come.
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