AIA Ultimate Critical Cover (UCC)
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Allow yourself the space to restore, refuel and reset when recovering from critical illness.
Footnotes
1. The current coverage amount will be reset to 100% of the coverage amount if the UCC policy is in force 12 months after the last critical illness claim.
2. Unlimited claims apply to major stage of critical illnesses. Only one claim is payable for each stage of a critical illness. The total amounts payable for all stages of a critical illness shall not exceed 100% of the coverage amount. Maximum claim limit of 500% of coverage amount applies to early and intermediate stage of critical illnesses.
3. Applicable for early and intermediate stage critical illnesses covered by UCC policy. The total amounts payable for the early and intermediate stage of the same critical illness shall not exceed S$350,000 per life combined across all the UCC policies covering the same insured.
4. The UCC policy will terminate after the death benefit or accidental death benefit is paid out.
5. Two-year waiting period applies. We will only admit a claim for Ultimate Relapse Critical Illness Condition if we have previously paid 100% of the coverage amount under the Critical Illness Benefit for any stage of the same critical illness.
6. This benefit is payable once and terminates thereafter.
Ensure you have the the ultimate critical illness protection needed for confidence and peace of mind. Act now to safeguard the future for you and your loved ones.
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My name is Alfrede Chong, and I'm thrilled to have the opportunity to introduce myself to you today. I embarked on my journey in the financial industry directly after serving in the army, and it's been an incredibly rewarding path for over two decades now.
My journey began in 1999 when I joined Prudential Singapore, where I dedicated myself to the field with determination and hard work. Over the years, I've had the privilege of receiving multiple awards from both my company and the industry, a testament to the passion and dedication I bring to my work.
In 2007, fueled by my commitment to providing unbiased advice and diverse solutions, I transitioned to Independent Financial Advisory. This shift allowed me to offer tailor-made solutions to my valued clients, ensuring that their financial goals were met effectively and with integrity.
Currently, I have the privilege of leading a team of highly qualified financial advisers, where I strive to inspire and empower them to deliver excellence in every aspect of their work.
I believe in the mantra of "work hard, play hard," recognizing the importance of balance in life. Outside of my professional endeavors, I enjoy engaging in activities that rejuvenate my spirit and keep me energized for the challenges ahead.
I'm deeply passionate about what I do, and I look forward to continuing my journey in the financial industry, making a positive impact on the lives of my clients and colleagues alike.
Thank you for allowing me to share a glimpse of my story with you today. I'm excited about the opportunity to connect and collaborate further.
"We only live once, plan right & enjoy life!"
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