“"Anyway Zephanie, thanks for the great service and thanks for referring Loan to us. You are really nice and patient in explaining the details of our loan to us. Appreciate it. Its never vouchers or gift that attracts us but rather the great service rendered that make us feel great. Thank you once again"”

“"Doing this is important: Guys, you can PM me for my contact if you are looking for an independent and unbiased financial advisor and if you like me, lazy or unsavvy to do insurance policy comparisons. Zephanie Ah Lau, Snr Financial Advisory Manager from Financial Alliance helped me to get the right coverage for critical illness that I wanted after going through policies from other 4 insurance companies. She doesn't get a commission from insurance companies (search for independent advisors). In addition to the fact that she's my bestie, I know for sure she genuinely cares enough and works hard to help her clients get the right support. Saved time and gave me peace of mind working with her ? She's not a hard seller. So sharing with you all my peace of mind ? . No i don't get a commission for doing this. Because my dad passed from cancer, I find importance in insurance. And because Zeph's service met my requirements, i am recommending to you guys. Get covered properly guys ?"”

“''Got to know Zephanie through my Son who spoke well of her and how she handle his portfolio all these years. I find dealing with her convenient as she have all the Services - its like a 'one-stop shop'. As such, I do not need to shop around with other companies as her platform is Independent. She does the analysis for me, and explained the pro and cons to us in layman. She is neutral in her reasoning, laying out options available to my husband and I. Before she started dealing with me, she explained all my policies to me again which Insurance Agent don't. Found her is very knowledgeable!''”