“What made me kickstart this partnership with Joanne is because of the rapport and trust, as well as her transparency in sharing detailed financial planning and giving honest suggestions. The values that I have derived from my experience with Joanne throughout the entire planning process, is the importance of understanding one's financial situation and goal before planning and applying for insurance/investments that suits me. I learnt through this experience that this is a long-term process, and adjustments are bound to happen but can be minimized with proper planning.”

Syuhaidah

“I was introduced to Joanne through my sister. My sister has a good relationship with her and she recommended her as a financial consultant quite a while ago. After an unpleasant incident with a previous financial advisor, I decided to heed my sister's advice and I am happy to have made that decision. After every meet up, I believe that I am more aware of the importance of getting myself insured and I am glad that there are people out there who are sincerely helping me out with that. The difference comparing to my previous experience is that Joanne takes her time to built the trust with us. I feel comfortable and confident of the plan that she has created for me which is suited to my needs. Secondly, I love that she is patient to always explain on the concept and importance of saving money and having that safety net.”

Hairati

“I wanted to kick start this partnership as I felt the importance of planning my finances for my future, and specifically because I had learned a lot more about financial planning in my first full-time job at a financial advisory firm. Also, I strongly feel that I could trust Joanne and that we could connect more when we are talking about the aspects of financial planning related matters. Furthermore, I wanted to be more prepared for the future as my parents are not as financially literate as I am. Hence, since I felt comfortable talking about these issues with Joanne, I decided to kick start this partnership with her. Throughout the entire planning process, I felt that it was important to financially plan for my future as it is a responsibility to myself and the people I care about —my family members. At the same time, I feel like I have become more responsible towards my life and that I have finally step into adulthood due to the different responsibilities and tasks that I have. There is certainly differences between my financial situation now and prior to working with Joanne. Before working with her, I knew what are the things I have to plan for my future but I did not know how I can go about carrying out these plans. But now as I work with her, I am able to execute the plans for my future through the buying of insurances, diving into investments and setting goals for my future as well. Hence the biggest difference was that, prior to working with Joanne, I know what to do but not how to do it. However, now that I am finally working with Joanne, I am able to know why and how to do it. I would definitely recommend her to my friends and family!”

Evelyn